Beyond Myth; A Path to Prosperity!

If you are a renter who claims you simply can’t afford to buy a home of your own, we’ve got some good news for you!  Let’s start with the idea that you can’t pay a mortgage each month since that one is easy to dispel!  Those rent checks written every first of the month?  They are paying mortgages; just not your own!

In spite of all the studies that have been done which prove time and again the benefits of owning far outweigh the costs of renting by 38 – 66%, there are still so many who keep writing those rent checks month after month.  WHY?

These myths associated with owning a home are a very real barrier, and only the facts can dispel them!

MYTH #1 –“My credit score isn’t high enough to qualify for a mortgage loan”

THE FACT IS: lenders work with many different types of investors all of whom have different requirements.  Don’t assume you won’t qualify; the more options to choose from, the better chance of finding the right loan for your circumstance. Not sure where to begin the process?  Home Mortgage Alliance helps many RE/MAX clients find the right answers!

 MYTH #2 – “I need thousands of dollars for closing costs”

THE FACT IS: imagine how pleasantly surprised you’ll be if the home seller agrees to pay part or even all of the closing costs for you! Having an agent in your corner negotiating these items can make a big difference in the final outcome of your purchase experience.

MYTH #3 – “I can’t afford the down payment”

THE FACT IS: there are a wide variety of loans available with packages starting at 0% down!

Owning a home is your first major step toward financial freedom and building a strong financial foundation for your future.  This is a proven fact, so don’t let the myths of home ownership keep you from following through on your desire to own your home.

A consult with your RE/MAX Alliance Associate will provide the facts you need to get started!