2025: Time in the Market Beats Timing the Market

It’s decision-making time for many buyers and sellers. We’re having daily conversations about whether it makes sense to buy a home now or wait until rates drop. There are so many factors to consider and the market is only one. The number one factor is taking care of your needs (family, lifestyle, finances). Even if rates were double what they are now, people would still be moving because of a new baby, job relocation, marriage, retirement, and such.  

But generally speaking, making a move because the market is “good” or holding off because it is “bad” – it’s not a good strategy.

Our collective advice: time in the market is better than timing the market.

Because if you are prepared to buy or sell a home, we will make the numbers work for you. There are so many options and strategies that can overcome the challenges in this current market. Remember, throughout history, our real estate market has always ebbed and flowed. So, we are prepared to pivot and offer solutions that fit whatever trends the Front Range is experiencing. From considering more affordable areas to checking out condos or townhomes, applying for a down payment assistance program, or negotiating for a rate buydown, there are creative ways to help you make it happen.

The real key is buying, upgrading, investing, or downsizing – normally, getting it done sooner rather than later is worth it.

You can start building equity immediately.

In Fannie Mae’s recent Home Price Expectations Survey (100+ economists, real estate experts, and investment/market strategists) about what to expect over the next five years, experts predict listing prices will continue to rise through 2029 (between 3.6-5.25% every year). It is certainly slower than the pandemic years, but it will be steady.

Purchasing now means you’ll gain wealth over the next few years! 

Fannie Mae’s survey shows a home worth $400k in 2025 will be worth $483k by 2030. That is $83,000 in wealth! That’s just a national example. We could anticipate an even larger return in a highly desirable area like the Front Range. 

So, first-time homebuyers, if you keep renting, please recognize that you’ll miss out on this equity gain.

We at RE/MAX Alliance are ready and able to help buyers and sellers overcome today’s market challenges. Our passion is ensuring you’ll soon live in a property you love that will grow your wealth for years. So, if you want to buy a home, we won’t give up until you are at the closing table. Contact us to get set up with a real estate expert ready to hear about your needs and goals.

Source: Keeping Current Matters